TruSti
Join the waitlist for early access

Keep a Record.
Stay Protected.
Within Your Circle.

When someone in your circle borrows money, TruSti records the agreement, tracks every payment, and gives you proof — so there are no awkward conversations and no forgotten debts.

"If I don't pay you back, you have a record. Evidence. A legal way of getting it back."

— What TruSti gives your circle

Follow us @trusti.app · @trustiapp

Records loan agreements
·
Tracks every payment
·
Proves what was agreed
·
Only your trusted circle
What TruSti Does

No more "I forgot"
— it's all recorded.

Loan Agreements

Create a written record of any loan between you and someone you trust. Set the amount, repayment schedule, and terms. Both parties confirm — it's locked in.

Payment Tracking

Every payment gets logged — who paid, how much, and when. A clear timeline so everyone knows exactly where things stand.

Proof & Evidence

If someone stops paying, you have a full record — the original agreement, every payment made, and every missed one. No screenshots. No he-said-she-said.

Savings Rounds

Run susu, chama, or pardna-style savings circles. TruSti records the turn order, tracks contributions, and keeps everyone accountable.

Payment Reminders

TruSti sends push and SMS reminders when payments are due — so you don't have to send that awkward "hey, did you forget?" message.

TruScore

Every on-time payment builds your TruScore — your reputation within your circle. A record of who shows up when it matters.

Coming Soon: In-App Transfers
Real Situations

You already lend
to people you trust.

Family

Lend to a sibling

Your brother needs £500 until payday. TruSti records the agreement so both of you know the terms — no awkwardness, no forgotten amount.

"I don't need to remind him, the app does it."
Friends

Split a group cost

You covered the Airbnb. TruSti records who owes you what, tracks each payment, and shows a clear balance for the whole group.

"Everyone can see exactly what they owe."
Community

Run a savings round

Your circle does a monthly pardna. TruSti tracks contributions, records the payout order, and keeps the whole round organised.

"No spreadsheet. No confusion. Just the app."

Simple as sending
a WhatsApp message

Step 01

Create Your Account

Sign up with your phone number. Name and number only — no address needed. PIN-secured from day one.

Step 02

Add Your Circle

Invite family, friends, your pardna group. They join with their phone number too.

Step 03

Record an Agreement

Create a loan or savings round. Set the amount, terms, and schedule. Both people confirm — it's on record.

Step 04

Track Every Payment

Mark payments as made. Get reminders when due. See the full history anytime. Everyone stays honest.

100%
Trusted Circle Only
0
Banks Involved
Every
Agreement Recorded
Free
To Get Started

Still got
questions?

Ask us anything, or tell us what you want to see in the app — we read every single message.

Questions?
We've got answers.

Click any question below to see the answer — or scroll down to ask your own or tell us what you want to see in the app.

Not yet — but it's coming. Right now TruSti records and tracks loans between people you trust. Think of it as a smart agreement and payment log. In-app money transfers are on the roadmap and will be available in a future version.
No — and that's intentional. TruSti is built for people you already trust: family, friends, your savings circle. You invite the people in your life. No strangers, no marketplace lending. That's what makes it safe.
No. To sign up you only need your name and phone number. That's it. No address, no ID, no bank details required to get started. Your privacy matters to us.
TruSti is free to use right now. In the future, we'll offer premium features — like in-app money transfers and advanced tracking — for a small monthly fee, similar to how Spotify or Monzo work. Basic recording and tracking will always be free.
Yes. Your agreements and payment records are only visible to you and the people involved in each loan. We don't sell your data, we don't show ads, and we never share your information with third parties.
We're currently in the prototype stage and working toward an early access launch. Join the waitlist above to be first in line — we'll reach out personally when it's ready for you.
PEOPLE ARE ASKING FOR THINGS LIKE... Send money within the app Repayment schedule reminders Group savings dashboard Export loan history as PDF Dispute resolution tool Interest calculator
Received!
We'll get back to you personally at your email. Follow us for updates in the meantime:
TruSti
Join the waitlist for early access

Keep a Record.
Stay Protected.
Within Your Circle.

When someone in your circle borrows money, TruSti records the agreement, tracks every payment, and gives you proof — so there are no awkward conversations and no forgotten debts.

"If I don't pay you back, you have a record. Evidence. A legal way of getting it back."

— What TruSti gives your circle

Follow us @trusti.app · @trustiapp

Records loan agreements
·
Tracks every payment
·
Proves what was agreed
·
Only your trusted circle

No more "I forgot"
— it's all recorded.

Loan Agreements

Create a written record of any loan between you and someone you trust. Set the amount, repayment schedule, and terms. Both parties confirm — it's locked in.

Payment Tracking

Every payment gets logged — who paid, how much, and when. A clear timeline so everyone knows exactly where things stand.

Proof & Evidence

If someone stops paying, you have a full record — the original agreement, every payment made, and every missed one. No screenshots. No he-said-she-said.

Savings Rounds

Run susu, chama, or pardna-style savings circles. TruSti records the turn order, tracks contributions, and keeps everyone accountable.

Payment Reminders

TruSti sends push and SMS reminders when payments are due — so you don't have to send that awkward "hey, did you forget?" message.

TruScore

Every on-time payment builds your TruScore — your reputation within your circle. A record of who shows up when it matters.

Coming Soon: In-App Transfers

You already lend
to people you trust.

Family

Lend to a sibling

Your brother needs £500 until payday. TruSti records the agreement so both of you know the terms — no awkwardness, no forgotten amount.

"I don't need to remind him, the app does it."
Friends

Split a group cost

You covered the Airbnb. TruSti records who owes you what, tracks each payment, and shows a clear balance for the whole group.

"Everyone can see exactly what they owe."
Community

Run a savings round

Your circle does a monthly pardna. TruSti tracks contributions, records the payout order, and keeps the whole round organised.

"No spreadsheet. No confusion. Just the app."

Questions?
We've got answers.

Click any question below to see the answer — or scroll down to ask your own or tell us what you want to see in the app.

Not yet — but it's coming. Right now TruSti records and tracks loans between people you trust. Think of it as a smart agreement and payment log. In-app money transfers are on the roadmap and will be available in a future version.
No — and that's intentional. TruSti is built for people you already trust: family, friends, your savings circle. You invite the people in your life. No strangers, no marketplace lending. That's what makes it safe.
No. To sign up you only need your name and phone number. That's it. No address, no ID, no bank details required to get started. Your privacy matters to us.
TruSti is free to use right now. In the future, we'll offer premium features — like in-app money transfers and advanced tracking — for a small monthly fee, similar to how Spotify or Monzo work. Basic recording and tracking will always be free.
Yes. Your agreements and payment records are only visible to you and the people involved in each loan. We don't sell your data, we don't show ads, and we never share your information with third parties.
We're currently in the prototype stage and working toward an early access launch. Join the waitlist above to be first in line — we'll reach out personally when it's ready for you.
PEOPLE ARE ASKING FOR THINGS LIKE... Send money within the app Repayment schedule reminders Group savings dashboard Export loan history as PDF Dispute resolution tool Interest calculator
Received!
We'll get back to you personally at your email. Follow us for updates in the meantime:

Simple as sending
a WhatsApp message

Step 01

Create Your Account

Sign up with your phone number. Name and number only — no address needed. PIN-secured from day one.

Step 02

Add Your Circle

Invite family, friends, your pardna group. They join with their phone number too.

Step 03

Record an Agreement

Create a loan or savings round. Set the amount, terms, and schedule. Both people confirm — it's on record.

Step 04

Track Every Payment

Mark payments as made. Get reminders when due. See the full history anytime. Everyone stays honest.

100%
Trusted Circle Only
0
Banks Involved
Every
Agreement Recorded
Free
To Get Started

Stop relying on
memory and trust.

Record it. Track it. Prove it. TruSti keeps your circle honest — without the awkward conversations.